If I buy a product partly with cash and partly with My Credit balance, a Return Voucher or a Credit Note, and then return it to store, how is my refund calculated? Hiren Parmer May 29, 2018 22:19 Updated Follow For your cash payment, you will receive a cash refund. The amount that you've paid using your My Credit balance, Return Voucher or Credit Note will be returned to you either as fresh Credit Note or refunded to My Credit in your account (if you're a registered user). You can also opt to receive your full refund as a Credit Note. Comments 0 comments Please sign in to leave a comment.